Want a loan?
There's an ad on television from CashCall.com that says you can get $2,600 with limited documentation required ("because we trust you").
Here's the deal. You get $2,600.
You pay, for 36 months, $298.94.
The APR is 139%. You might think that's high but not super-high. In any event, if you make all the payments you will have paid $10,761.
If you don't pay those kind of loans back super-fast (say within 6 months, if that's an option), you're in serious hot water.